Advice that starts with understanding you
At Vylo Holdings, we believe good financial advice begins with listening. We take the time to understand your life, your priorities, and what you’re working toward, then guide you through the Discovery product range in clear, everyday language.
As your circumstances change, we stay by your side with ongoing reviews and support, making sure your cover and financial plan continue to reflect what matters most to you — now and in the years ahead.
Solutions we advise on
Medical Aid
Comprehensive cover with flexible plan options and a AAA-rated scheme.
Unlimited private hospital cover on every plan.
Up to 25% back on contributions through Vitality rewards.
Life Insurance
Flexible, customisable cover with disability, severe illness and income benefits.
Up to 48% premium discounts with Vitality status.
Up to 100% of premiums paid back via PayBack rewards.
Investments
Shared-value investing that rewards positive behaviours and long-term focus.
Up to 20% boost on long-term savings balances.
2% extra annual return for healthy living.
Car & Home Insurance
Innovative insurance with world-class safety features and rewards for good driving.
Up to 50% fuel cash back for driving well.
Up to 25% off Take Me Home and concierge services.
Group Risk
Protect employees and their families with Vitality-enabled benefits.
5 yearly payouts of up to 50% of qualifying premiums.
Up to 20% additional life and disability cover.
Retirement Funds
Powerful incentives and boosts that help close the retirement savings gap.
Up to 15% boosts on assets transferred.
Up to 15% boosts on ongoing contributions.
Vitality
Science-based behaviour change programme with premium rewards.
Up to 75% savings on gym memberships.
Up to 75% off flights when you travel.
Discovery Bank
A shared-value bank that rewards money management with real benefits.
15% cash back on qualifying credit card spend.
20% lower borrowing rates for engaged clients.
Education
Ensure children's studies stay on track with Discovery's education protection benefits and advisory support.
100% of tuition and residence fees covered after life-changing events.
Flexible benefits extend to postgraduate and international study.
Last Will & Testaments
Draft compliant wills that reflect your wishes and support loved ones with Discovery's legal toolkit.
2 complimentary will reviews and updates each policy year.
48-hour turnaround on final signed documents.
Estate Preserver
Protect generational wealth with cover that settles estate costs and keeps assets intact for beneficiaries.
3.99% executor fee coverage plus VAT built into the benefit.
Early payouts for disability and severe illness preserve liquidity.
Why choose Vylo Holdings
- We provide independent financial guidance on behalf of Discovery Life Limited as a juristic representative, serving as your single point of contact across health, risk, investment, and banking solutions.
- Our digital-first onboarding and policy servicing are designed with privacy and POPIA best practices at the core, ensuring a seamless and secure experience.
- Above all, client service is our top priority - we're committed to delivering responsive, personalized support that puts your financial wellbeing first.
Next steps
Book a 20-minute discovery consultation and we'll map your current cover, gaps, and the best path to improve value.